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Start with the question you have.
Quick answers to the decisions that keep practice owners up at night. Free, no signup, nothing leaves your browser.
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Holding an export from your practice software? See what each column means →
Am I okay?
The few numbers that say whether you and the practice can keep the lights on.
Which clinicians actually make money?
What each clinician nets the practice once you count everything, not just their billings.
What is this clinician really worth?
The fully-loaded per-clinician net: billings minus pay, employer taxes, supervision, and overhead. The number most dashboards leave out.
What's each clinician's share of overhead?
An hours-based split of your overhead across the team, without building a spreadsheet — with a guided builder if you don't know what your overhead number should be yet. Also the fastest way to fill the Snapshot's overhead question.
Is this clinician profitable?
What's left after their pay, for one clinician.
Design a comp plan
Today's plan vs the one you're considering: both sides of the ledger, fully loaded.
Salary or split?
Compare comp models for a new hire, side by side.
What are you billing but not collecting?
The gap between billed and collected, and what lifting your rate a few points puts back.
Is this insurance panel worth it?
One panel's real per-session take vs private pay, and the fill rate that decides keep-or-drop.
What is accrued PTO costing you?
Price accrued vacation and sick leave off the rate that actually applies: all their pay over all their tracked hours, not their base rate.
Can I afford this hire?
The cash dip and the month a new clinician starts paying for themselves.
Autopsy this offer
Paste a real comp offer — split, salary, W-2, stipend, whatever it says — get the fully-loaded monthly net back. One number, no clipboard math.
What a clinician keeps on this offer
The other side of the table: paste a comp offer and see the clinician's real after-tax take-home — W-2 vs 1099, effective rate, take-home per clinical hour.
Can you afford this hire?
The cash dip and break-even month for a new clinician.
What does losing a therapist cost you?
The price tag on turnover: the monthly profit you lose plus the cost to replace.
What should I pay myself?
A draw you can sustain, the taxes to set aside first, and the take-home your week has to earn.
What's your survival number?
Work backward from the take-home you need to how full your week has to be, taxes included.
How much can you pay yourself?
Sustainable owner draw, and your real hourly rate.
What is your work actually worth?
What replacing you would cost at market rates, next to what you actually pay yourself. The gap is the Martyr Tax.
How much to set aside for taxes?
Your quarterly estimated-tax set-aside: self-employment plus income tax, divided into four.
Should you file taxes separately?
Married with student loans? See what filing separately does to your tax and your income-driven loan payment, side by side.
Should you be an S-corp?
Estimated self-employment-tax savings, net of the extra cost.
Should I raise my rates?
What a fee change adds after attrition, and the money already leaking that a raise would not fix.
What is my practice worth?
A directional value range from your discretionary earnings, before any buyer conversation.