Free calculator

Autopsy this offer

Paste the comp offer you're weighing — split, salary, W-2, stipend, whatever the letter says. You get the fully-loaded monthly net back: what a hire like this actually leaves in the practice, once employer taxes, supervision, and overhead are counted. Nothing you paste is stored or sent anywhere.

Paste the offer text

Comp terms only, please. Strip names or anything personal before pasting; nothing you type here is stored or sent anywhere.

What we read

Split: 60% split
Employment type: W-2
Hybrid: stipend

This reads as a hybrid or stipend model. Enter the blend below: their typical total monthly pay under Salary, or their overall percentage under % split.

We didn’t catch these lines: hybrid. Adjust the inputs below to reflect them. We never guess a field we couldn’t read.

Example numbers to start. Change the fields to see your practice.

Gross monthly billings · Enter what you'd bill if every slot were full and kept. The next line takes off what never lands. (Bill $10,000 and collect $9,000: that's 10%.)$What never lands · % of a full schedule that doesn't pay: no-shows and late cancels (minus any fees you collect for them), openings that stay empty, cancellations you can't refill, time off%

How they’re paid

Hybrid or stipend model? Enter the blend: their typical total monthly pay under Salary, or their overall percentage under % split.

Their split (% they keep)%Employer payroll-tax load · ~7.65% FICA; add FUTA/benefits if you pay them%Monthly supervision cost · hrs x rate. Paid consultation for licensed clinicians counts here too.$Overhead share · The slice of rent, admin, software, and malpractice that belongs to one clinician. There's no perfect split. By hours, headcount, or rooms, applied consistently, beats allocating zero.$

The result is what this clinician actually earns the practice each month, after everything they cost: their pay, the payroll taxes on top of it, any supervision or consultation, and their share of the rent and admin. We call that the fully-loaded net. Most dashboards stop early, at billings minus pay — and that stopping point can make a money-losing hire look fine.

$1,368/mo

Fully-loaded net (per month)

Healthy

$8,100

What actually collects

$900/mo missed or unfilled

$5,232

Their pay, all-in

Take-home $4,860 + taxes $372

$2,868

Left before overhead

where most dashboards stop

$16,419

Annual fully-loaded net

This hire contributes $1,368/mo to the practice — a 17% net margin after pay, overhead, and supervision. Over a year: $16,419.

Inputs are your own estimates, and nothing leaves your browser. Employer payroll taxes, supervision, and overhead are the items most dashboards omit; that is why the fully-loaded number differs from a simple billings-minus-split read.

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Want this on your own numbers?

We’re not open yet. Leave an email and we’ll send one message when we are. Joining now holds you one of the first 25 subscriptions: the ongoing monthly review of your practice’s numbers, $290 a year, locked in for as long as your subscription runs without a break. No newsletter, no drip sequence.

This is one slice. The full Snapshot shows every clinician, your own real hourly rate, and where the money actually goes. Free, about five minutes, nothing leaves your browser.

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